TY - BOOK AU - Leibowitz,Arleen A. AU - Damberg,Cheryl AU - Eyre,Kathleen ED - United States. ED - Research and Development Corporation, TI - Multiple employer welfare arrangements T2 - A Rand note PY - 1992/// CY - California PB - Rand Corporation KW - Health insurance KW - United States. KW - Employer-sponsored health insurance KW - Employee fringe benefits. N1 - Includes bibliographical references ER -