TY - BOOK AU - Khairul A. Adham TI - The adoption and implementation of information technology in Malaysian commercial banks: phone banking and electronic terminal banking systems PY - 1999/// CY - Troy, N.Y PB - Rensselar Polytechnic Institute KW - Banks and banking KW - Malaysia KW - Antomation KW - Electronic funds transfers N1 - Thesis (Ph.D.) - Rensselaer Polytechnic Institute, 1999; References : p. 144-271 ER -