Khairul A. Adham <br/><br/>
The adoption and implementation of information technology in Malaysian commercial banks :  phone banking and electronic terminal banking systems / 
by Khairul A. Adhan 
 - Troy, N.Y :  Rensselar  Polytechnic Institute,  1999 
 - x, 271 p. :  ill. ;  23 cm. 
<br/><br/>Thesis (Ph.D.) - Rensselaer Polytechnic Institute, 1999 
<br/><br/>References : p. 144-271 
<br/><br/><label>ISBN: </label> RM176.18 
<br/><br/><label>Subjects--Topical Terms: </label><br/>Banks and banking--Antomation--Malaysia<br/>Electronic funds transfers--Malaysia